Life Risk Management

‘One of the first steps to financial security is the implementation of a life risk plan’

A life risk plan will consciously address the financial impact of death or incapacity on you, your family or your business. Our advice will identify clear and practical solutions to these financial risks.

We recognise that failing to accumulate enough wealth can challenge your ability to achieve your major lifestyle goals and objectives. Our advisors at Life Risk Management will assist you with setting realistic expectations and implementing a strategy that will comfortably get you there.

Personal Risk Planning

Specialist risk advice and solutions involve some or all of the following insurance products:

Income protection
Life Insurance
Total and Permanent Disability (TPD)
Critical Illness
Business Insurance

Business Succession Planning

Well structured business insurance helps keep your business functioning and protects the value of your business’ assets in the case of unplanned events. Your advisor will address your business:

Our process

At Life Risk Management we will work with you to identify your goals, understand your circumstance and develop a financial strategy to meet your objectives.

Initial Meeting

At this obligation free meeting, we gain an understanding of your goals and motivations and discuss various strategies based on your personal situation. If you decide to proceed with a one-off financial strategy or a comprehensive strategic plan we move to the plan presentation.

Plan Presentation

At this second meeting we present to you the financial plan, explain the strategies and discuss products we have recommended.


Upon final acceptance of our advice, LRM will facilitate the implementation of the recommended products and liaise with any third parties on your behalf.

Ongoing Reviews

Essential to this partnership is an annual review of your financial plan. We revisit your goals and adjust the strategy where necessary.

Life Risk Management

p: 1300 402 833
f: 1300 134 921

Sydney Office
Suite 20, Bowling Green Lane Avalon NSW 2107

Northern Rivers
First Floor, 4 Lawson St.
Byron Bay NSW 2481

Life Risk Management Pty Ltd Authorised Representatives of Apogee Financial Planning ABN 28 056 426 932. Apogee Financial Planning Limited is an Australian Financial Services Licensee and has its registered office at 105 – 153 Miller Street North Sydney NSW 2060. A member if the National Group of Companies.


  • Eagle have been handling my insurance needs for 5 years now. When I first asked them to see if they could save me money on my policies, they said they'd investigate and they did - they saved me $1000 per year in premiums on 5 premiums, including a business insurance, two cars and house and contents . Read More ...

    Jon Dale - Byron Bay
  • I would like to thank Michelle and their team for an awesome job in getting us the best possible Business Insurance coverage for Banora Pools at a fraction of the price of what we were paying in the past. The past 3 years we have been paying a whopping $17,000 p.a for our business insurances. After . Read More ...

    Robina Hill / Manager - Banora Pools (NSW) Pty Ltd
  • I've just heard a claim I made back in January has finally been settled satisfactorily. At least, I'm pleased with the outcome. The insurer made it difficlut every step of the way and I often felt like giving up. I'm writing to say thanks to the team at Eagle, and especially to Stefanie, who stayed. Read More ...

    D. K. Mullumbimby
  • Cassie from Eagle has been our Insurance Broker for a number of years now. The professional and efficient way she and the team look after all our insurance needs make us feel safe and secure in the knowledge that we are in experienced and capable hands. Greg & Jo BreckellArmon Engineering . Read More ...

    Greg & Jo Breckell - Armon Engineering
  • Since starting my business I have dealt with Sharon and the team at Eagle and have found them to supply me with fantastic service. They are always competent, professional and reliable in all my dealings. Kelly FlanaganOne Agency by Kelly Flanagan . Read More ...

    Kelly Flanagan - One Agency